Image used from Pixabay.com So what exactly does the University of Minnesota Alumni Association do? This was a question I asked myself one evening as I opened my mail. One of the envelopes was from the Alumni Association, encouraging me to sign up for a BankAmericaCard cash reward. This wasn’t the first invitation I had received to enter a credit card agreement with Bank of America. I’m a member of the Alumni Association (AA), but most of my engagement with the organization comes from reading a periodic magazine it publishes and receiving consumer offers by mail like this. The CEO and President of the AA, Lisa Lewis, wrote: “ Dear Forrester T Pack, You have very high standards when it comes to the financial products you choose. That’s why we’re proud to offer you the University of Minnesota Alumni Association BankAmericard Cash Rewards Visa credit card which allows you to earn valuable cash